I've heard that not many people plant female ginkos b/c their fruit is really stinky. Never actually seen one, just remembered that from a biology class.
Ginkgo's smelly fruit is edible and the tree is long lived
The smell and the tree: the ripe fruit of the female ginkgo tree (Ginkgo biloba). It was pungent; for me, a cross between a rotten apricot and vomit.
The ginkgo nut is edible: “both a prized delicacy and an invaluable food for long life…throughout Asia” according to the New England Ecology Garden.