To those considering purchasing crop insurance for apiculture from this company...
2009 was the pilot program for apiculture and allowed only in some states. This is publicly subsidized form of crop insurance based on something called a Vegetative Index (VI). Last season in Southern Oregon was the fourth driest year on record since 1928, with 61% of normal precipitation. Production was off in the region from 50% to 75+% depending on location and beekeeper. Despite all this the vegetative index came back as "normal" for the year and virtually no indemnity paid, despite a hefty $2000 price tag left over to be paid after the subsidized portion of the bill was paid by the public.
I would advise to not purchase this product for apiculture, it is defective. They are currently advertising in the beek trade magazines.
This VI is clearly not the metric to monitor for apiculture.
2009 was the pilot program for apiculture and allowed only in some states. This is publicly subsidized form of crop insurance based on something called a Vegetative Index (VI). Last season in Southern Oregon was the fourth driest year on record since 1928, with 61% of normal precipitation. Production was off in the region from 50% to 75+% depending on location and beekeeper. Despite all this the vegetative index came back as "normal" for the year and virtually no indemnity paid, despite a hefty $2000 price tag left over to be paid after the subsidized portion of the bill was paid by the public.
I would advise to not purchase this product for apiculture, it is defective. They are currently advertising in the beek trade magazines.
This VI is clearly not the metric to monitor for apiculture.