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  1. #1
    Join Date
    May 2011
    Location
    Madison, WI, USA
    Posts
    175

    Default Sideliner Product Liability Insurance?

    Just wondering what other small-scale beekeepers do about product liability insurance when selling only via word-of-mouth and farmer's markets?
    life is finite while knowledge is infinite. - Zhuang Zi

  2. #2
    Join Date
    Feb 2012
    Location
    Hartford, CT
    Posts
    607

    Default Re: Sideliner Product Liability Insurance?

    For a few hundred bucks it depends on how much honey ur selling.

  3. #3
    Join Date
    Nov 2008
    Location
    Nowthen,Minnesota, USA
    Posts
    183

    Default Re: Sideliner Product Liability Insurance?

    We have found that Farm Bureau Financial Services understands what we do and have product liability (and other products) through them.

    fbfs.com
    -Phil Domeier
    www.nowthenhoney.com

  4. #4
    Join Date
    Aug 2011
    Location
    Marin County, California, USA
    Posts
    48

    Default Re: Sideliner Product Liability Insurance?

    I'm interested in this too... FBFS doesn't operate in Calif. it looks like
    Brian

  5. #5
    Join Date
    May 2009
    Location
    Bloomington In
    Posts
    788

    Default Re: Sideliner Product Liability Insurance?

    This ad is in the Walter T Kelley catalog " We can cover your Beekeeping Insurance needs with our special farm policy" Lani Basberg Agency,LLC. toll free 1-866-456-2572 lanibasberg@gmail.com . I know nothing about it, just seen it in the catalog.

  6. #6
    Join Date
    Nov 2011
    Location
    Rader, Greene County, Tennessee, USA
    Posts
    6,189

    Default Re: Sideliner Product Liability Insurance?

    I also had never heard of this agency until today, but here is their website, specifically, their page on Beekeeping Insurance!

    http://www.lanibasberg.com/our-services-kentucky.html
    Graham
    USDA Zone 7A Elevation 1400 ft

  7. #7
    Join Date
    Apr 2011
    Location
    Branson, MO
    Posts
    577

    Default Re: Sideliner Product Liability Insurance?

    Liability for beekeepers is not difficult to get. I have been in insurance for 17 years and have companies that will insure beekeeper liability. You do want to make sure that the agent you are looking at can write business in your state. The company in WTK may be able to write in Kentucky (which is part of the web address) but not in other states. That being said if you are in Kentucky and have coverage through them it is not only good just in Kentucky unless that is specified in the policy. Since I am lic. in Missouri I can only write coverage for those living or have their business address in Missouri but the coverage will go with them if they do business out of state.

  8. #8
    Join Date
    Jul 2013
    Location
    Dallas, TX
    Posts
    1

    Default Re: Sideliner Product Liability Insurance?

    Were you able to find product liability insurance for your beekeeping business? If you are making your living off of selling honey, I would strongly recommend you consider getting insurance (or at least get a quote). I can help you get a quote if you are doing business in Arizona, Texas or Nevada. If you need help finding a broker in another state, let me know too!

  9. #9
    Join Date
    Aug 2006
    Location
    Winston Salem , NC
    Posts
    228

    Default Re: Sideliner Product Liability Insurance?

    Any underwriters in North Carolina onboard? Thanks
    larry

  10. #10
    Join Date
    Jun 2012
    Location
    Suffolk, NY, USA
    Posts
    587

    Default Re: Sideliner Product Liability Insurance?

    Got liability insurance last week from Farm Family Insurance. The agent was familiar with the beekeeping/honey selling issues I had been concerned about. The process was fast, easy and hassle free. I think a good and knowledgeable broker helps, but Farm Family is worth while looking into.
    I'm on Long Island in NY, and can stop worrying every time I sell a bunch of 1 lb. honey bottles to a farm stand for resale to retail customers.

  11. #11
    Join Date
    Mar 2012
    Location
    Ankeny, Iowa, USA
    Posts
    597

    Default Re: Sideliner Product Liability Insurance?

    What was the cost for the insurance?

  12. #12
    Join Date
    Jun 2012
    Location
    Suffolk, NY, USA
    Posts
    587

    Default Re: Sideliner Product Liability Insurance?

    400$ for the year. $1 mil/occurrence, $2 mil aggregate covers product liability, property damage, bodily injury.

  13. #13
    Join Date
    Aug 2012
    Location
    las vegas/ so utah
    Posts
    22

    Default Re: Sideliner Product Liability Insurance?

    American National and Farm family specialize in farming coverage based on exposure 1 million /2 million is around $500.00 if you also have a road side fruit stand you can also have that exposure covered .
    I know I insure apiary and small farms. Lic Nevada Az and Utah Dawn dawn@iinsureu4.com dawnfisler.com

  14. #14
    Join Date
    Nov 2012
    Location
    Kennesaw, Ga, USA
    Posts
    78

    Default Re: Sideliner Product Liability Insurance?

    Erie insurance has a product liability policy that starts around $300 and goes up depending on your annual sales for a 1 million/2 million aggregate policy.

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