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  1. #21

    Default Re: Difficult time finding insurance

    the price you pay will also depend on your credit rating. I pay about $300

  2. #22
    Join Date
    May 2007
    Location
    Hays, Kansas, USA
    Posts
    1,080

    Default Re: Difficult time finding insurance

    Check to see if ANPAC American National Property & Casualty offers policies in your state. Excellent rates including property, premises liability, products & completed operations liability, etc. Farm Bureau differs from one state to another. Here in Kansas, they had to write a special liability rider at minimum premium of $250 as bees & the prodcuts of the hive were a no-go for liabilty. My regular personal lines agent had to look for a special lines liabilty policy at $500 min. premium/year. ANPAC wrote the farm, home, and liability coverages for less $$ in a single package.
    Don't confuse me with facts... my mind is made up.

  3. #23
    Join Date
    Oct 2011
    Location
    Robesonia, Pa., USofA
    Posts
    437

    Default Re: Difficult time finding insurance

    Bingo!!!

    We are getting coverage at a very reasonable rate through these folks:

    Timothy C. Weaverling, CIC,CISR,CWCA
    Reed, Wertz & Roadman, Inc.
    Regional Office of Keystone Insurers Group
    702 W. Pitt Street
    P.O. Box 640
    Bedford, PA 15522
    (800) 458-5856 - Toll Free
    (814) 624-2314 - Local Direct
    (814) 624-2315 - Direct Fax
    (814) 931-7767 - Cell
    tweaverling@rwrinsurance.com
    Facebook: http://www.facebook.com/RWRInsurance
    Twitter: http://twitter.com/RWRInsurance
    I found them through these folks: http://www.auto-owners.com/


    Our premium is $265.00 and covers:
    Selling honey
    Bees on our property

    If we expand operations to a remote bee yard, it just gets added on to the policy with no increase in the premium.

    Now I can sleep again at night...

  4. #24
    Join Date
    Feb 2012
    Location
    Hartford, CT
    Posts
    608

    Default Re: Difficult time finding insurance

    If your insurance is being sold to someone else they're tacking on a profit for their greedy selves for doing nothing. The more policies go to a single insurance agent the better price they can likely do.

  5. #25
    Join Date
    Feb 2004
    Location
    Fredericksburg, Va
    Posts
    793

    Default Re: Difficult time finding insurance

    I have a policy from Farm Burea for just my bee operation. However I feel that the state beekeepers associtations should provide a group insurance policy option to its members. And as an added benefit it could adjust rates or coverage options for master beekeeping certification levels.
    Bee all you can Bee!
    http://www.hamiltonapiary.net

  6. #26
    Join Date
    Sep 2009
    Location
    Myrtle Beach, SC, USA
    Posts
    874

    Default Re: Difficult time finding insurance

    Allen do they only write insurance in PA?
    https://www.facebook.com/stevesbees99
    Please visit my page, Thanks

  7. #27
    Join Date
    Oct 2011
    Location
    Robesonia, Pa., USofA
    Posts
    437

    Default Re: Difficult time finding insurance

    I'm not sure about that.
    Here is contact info for another one that called me after I went with Keystone.
    Funny thing though, he was googling beekeepers looking for insurance, saw this thread and backtracked me through my website.

    Jimmy SalmansField Underwriter
    Prime Insurance Company
    Phone: (801) 304-5557
    Fax: (801) 233-5257
    Email: jimmys@primeis.com

  8. #28
    Join Date
    Jul 2008
    Location
    Aberdeen, Idaho
    Posts
    413

    Default Re: Difficult time finding insurance

    We have a Country Squire policy with Farm Bureau with the farm umbrella package, plus a liability policy with Farm Bureau too. I am surprised Farm Bureau sent you to Nation Wide.
    Dave

  9. #29
    Join Date
    Oct 2011
    Location
    Robesonia, Pa., USofA
    Posts
    437

    Default Re: Difficult time finding insurance

    When I clicked on Farm Bureau for contact info it sent me to Nationwide.
    Nationwide said Farm Bureau is part of their company.

  10. #30
    Join Date
    Jul 2010
    Location
    jackson county, alabama, usa
    Posts
    4,277

    Default Re: Difficult time finding insurance

    i was able to get product and additional liability with farmer's, not very expensive either.
    journaling the growth of a treatment free apiary started in 2010. 20+/- hives

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