Re: have you ever been sued?
You won't think product liability is worth it until you need it.
I have a friend who dropped his Fire Coverage on a house he owned because he was living there. In hind sight, that seemed kind of stupid when he got home to find his house fully engulfed in flames. Thye arsonist got 7 years and a $100,000.00 claim against him is pending, but the arsonist doesn't have any money. So boy, wouldn't some insurance come in handy?
I've never been w/out it.
"Most of my exercise comes from wrestling with pigs and beating dead horses."