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  1. #1
    Join Date
    Nov 2004
    Location
    Camarillo, CA, USA
    Posts
    314

    Default Business & Truck insurance

    I currently use Allied Insurance for truck & Bee Business Liability insurance coverage.

    What other companies write insurance on the bee industry?

    Larry

  2. #2
    Join Date
    Jan 2005
    Location
    Southern Oregon
    Posts
    1,165

    Default

    If you are a farm bureau member Country Companies will.
    John B Jacob www.oldsolbees.com

  3. #3
    Join Date
    Jul 2000
    Location
    NE Calif.
    Posts
    2,324

    Default

    I was looking around yesterday and found this on google.Dont know anything about them,though.
    http://www.westernvalley.com/apiary.asp

  4. #4

    Default

    Farm Bureau Here.
    Columbia City, Indiana

  5. #5
    Join Date
    Aug 2005
    Location
    Boston, Georgia
    Posts
    466

    Default

    I know this is and old thread, but. Farm Bureau is dropping me in March because I travel outside of Michigan. They don't understand or like the idea that I have a truck in California 2 in Georgia and one in Florida all at the same time. Right now I'm looking into Allied.
    I am holding on to the hope I have inside... Kutless

  6. #6
    Join Date
    Jan 2005
    Location
    Southern Oregon
    Posts
    1,165

    Default

    DB, is it the Farm Bureau or Country Companies that is dropping you? When we set our policy up I had it explicitly stated that we were covered for hauling in general and especially to CA.
    John B Jacob www.oldsolbees.com

  7. #7
    Join Date
    Aug 2005
    Location
    Boston, Georgia
    Posts
    466

    Default

    Farm Bureau. My rep also handles progressive and they didn't want to handle me either. I've never heard of Country Companies. FB was set up for incidental trips. For some reason they didn't like the trucks traveling so much. I quit listening after the woman had told me that I was being dropped. My ears were ringing and several curse words were trying to work their way out.

    Quote Originally Posted by JBJ View Post
    DB, is it the Farm Bureau or Country Companies that is dropping you? When we set our policy up I had it explicitly stated that we were covered for hauling in general and especially to CA.
    Last edited by dbest; 02-16-2009 at 11:48 AM.
    I am holding on to the hope I have inside... Kutless

  8. #8
    Join Date
    Jan 2005
    Location
    Southern Oregon
    Posts
    1,165

    Default

    I deal with Country Companies directly who requires me to be a FB member. Was it CC or the FB that wrote your policy?
    John B Jacob www.oldsolbees.com

  9. #9
    Join Date
    Aug 2005
    Location
    Boston, Georgia
    Posts
    466

    Default

    Farm Bureau
    I am holding on to the hope I have inside... Kutless

  10. #10
    Join Date
    May 2008
    Location
    Fresno California USA
    Posts
    2,479

    Default Insurance

    Allied is the big one out here, seem to be willing to cover most bee operations. I buy the insurance from them, if I pay FB dues then I get a discount with Allied.

  11. #11
    Join Date
    Jan 2005
    Location
    Southern Oregon
    Posts
    1,165

    Default

    We have our umbrella through CC and have had no problems covering our bees and liability.
    John B Jacob www.oldsolbees.com

  12. #12
    Join Date
    Aug 2005
    Location
    Boston, Georgia
    Posts
    466

    Default

    Have you had to make a claim? I don't think I've ever had one paid out. I hate insurance companies almost as bad as DOT officers and lawyers.
    I am holding on to the hope I have inside... Kutless

  13. #13
    Join Date
    Jan 2005
    Location
    Southern Oregon
    Posts
    1,165

    Default

    I have never thankfully had to make a claim. They cover our home owners and farm insurance plus bees and liability under the umbrella policy.
    John B Jacob www.oldsolbees.com

  14. #14
    Join Date
    Nov 2004
    Location
    Owen, WI, USA
    Posts
    2,558

    Default

    We have everything under Rural (which sounds a bit like "Country") which also requires a Farm Bureau membership.
    One problem we have with Rural is that they will not provide the insurance that California requires for the MCP. We are covered for the req amount but it is not the form that California requires. We are looking to change for that reason. They don't seem to have any trouble with us driving to CA but we don't haul the bees ourselves, just take the 1 ton out.
    Sheri

  15. #15
    Join Date
    Aug 2005
    Location
    Boston, Georgia
    Posts
    466

    Default

    What is the "MCP" ? I have never heard of California having different standards for insurance. What are they? When I talked to the CHP about bringing trucks in the officer told me that the only thing I had to do worry about was the fuel permit and that the trucks would pass the smoke density test. (ever notice how just about every thread ends up being a discussion on California?)
    I am holding on to the hope I have inside... Kutless

  16. #16
    Join Date
    Feb 2008
    Location
    Auger Hole, MN
    Posts
    433

    Default in my wisco/mn operation

    I saved huge money switching from Allied to Farm Bureau.

  17. #17
    Join Date
    Feb 2009
    Location
    Lafayette,Missouri,U.S.A.
    Posts
    54

    Default

    I use The Hartford. I started with the Hartford when the ABF endorsed and had a group plan. I have never had a claim nor know of a beekeeper which has.
    I only buy the liability.

    The bee farm is Farm Bureau. farm bureau will cover whatever I want. All my supers, drums of honey, loaders etc. Also with Farm Bureau I can change coverage with a phone call as inventory of drums change

    I use State farm for the trucks but they whine about the bigger * farm*
    trucks I run all six trucks with Missouri farm tags. Really screws the DOT. Many loop holes with farm tags. I know the farm rules i think better than the average DOT person.

    However I live on a working farm and have a Missourl USDA farm assigned number so even though I have been held at scales eventually I am kicked loose.

    I even carry a paper whcih list some of the brands I have bought out. What the DOT is trying to prove is that the hives on the truck are not mine so I need BL tags which all of you know costs quite a bit and then you need fuel premits etc.

    They say " If you are so & so company then why do the hives have a different name branded on the side"

    A hayseed farmer can go all over the U.S. without issue especially if you appear really dumb. I am always taking a wrong turn it seems when I see a sign saying "chicken coop ahead".

    I would stay away from "progressive" as I burned half my honey house down years ago. We had the fire out before the fire dept. arrived but a loader was toasted and some drums of honey. They wanted to write a check which would not do what I wanted to do. Hire a company to come in and clean the mess. Clean the stainless and replace the burned part and finish in two weeks.

    In the end the job was finished in two weeks (in below freeziing temps in January) and I was back in business. They tarped the building , brought in heaters and used a special paint. A large crew each day.

    I was satisfied with progressive but felt they would screw you if you would not stand your ground.

    I had a 2 ton totaled last year with State Farm. I bought the total back and rebuilt. fed bees today with the truck. My favorite but age and miles made the company total. I still received enough to repair the truck.

    many beekeepers drop collision on the old trucks. I do not as sure as you do one gets totaled and all you get is junk price.

    I guess I provided more information than asked for.

  18. #18
    Join Date
    Dec 2006
    Location
    Amador County, Calif
    Posts
    3,255

    Lightbulb

    Quote Originally Posted by dbest View Post
    (ever notice how just about every thread ends up being a discussion on California?)
    Well da, it's only about the fifth largest economy in the world.

  19. #19
    Join Date
    Aug 2005
    Location
    Boston, Georgia
    Posts
    466

    Default

    Quote Originally Posted by Keith Jarrett View Post
    Well da, it's only about the fifth largest economy in the world.
    I should edit it to say: "ever notice how every thread ends up being a discussion on California and its rarely about good things"
    I am holding on to the hope I have inside... Kutless

  20. #20
    Join Date
    Nov 2004
    Location
    Owen, WI, USA
    Posts
    2,558

    Default

    No state bashing please
    Sheri

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