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I go for it I do cut out at dark

I would asap, and it depends on what kind of bees you like I like italian but that just me. if you have other hives I would take a frame of different stage of brood and put it in the hive.

I bought a queen couple of months ago wont buy another

I agree, you shouldn't count on any payment. Until you have it in hand. But on the other hand for any business not to have the money from almost the
get go is BAD BUSINESS and even worse not...